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How Matmut optimized property taxes across its real-estate portfolio with Ayming

Unlocking savings and efficiency across Matmut’s real-estate portfolio

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Matmut

Expertise

Tax

Industry

Insurance

Introduction

As one of France’s leading mutual insurance groups, Matmut manages an extensive real-estate portfolio that is subject to complex property taxation. Ensuring tax fairness while keeping internal reporting clear and efficient was a key challenge. By partnering with Ayming, Matmut gained both technical expertise and digital tools that simplified oversight, reduced risk, and unlocked savings—all while maintaining real-time visibility on ongoing audits.

The Challenge

When Matmut contacted Ayming, it had 3 main objectives:

 

  • Ensure fair tax levels, including on assets subject to modest property tax.
  • Facilitate the exchange of information and documents with Ayming – gain a quick and dynamic overview of the progress of studies.
  • Have simple reporting/summary tools that enable real-time evaluation of result
Ayming helped us verify and optimize our tax expenses across our entire portfolio, which represents approximately 300,000 square meters of investment and operating space. We were able to benefit from real-time monitoring of the project and compiled information on our assets thanks to their particularly intuitive management tool.
Mr. GILLOT – Head of Real Estate Investments – MATMUT

The Approach

Ayming’s core mission is to ensure that the MATMUT group pays the correct amount of tax.

To this end, our teams have checked and selected sites with potential for overtaxation.

The audit carried out at Matmut enabled us to proactively monitor the progress of assignments, lead steering committees, and ensure simplified, high-quality financial reporting.

The digital solution also enables effective monitoring for the future.

Key Figures

2.1 M

in property tax savings identified across Matmut’s real-estate portfolio.

85

sites reviewed to detect anomalies and overtaxation risks.

30 %

faster reporting cycles thanks to Ayming’s digital monitoring solution.

The Impact

 

  1. Real-time mission monitoring
  2. Regular contact between Ayming’s project teams and MATMUT
  3. Simplified identification of sites that may have anomalis
  4. Faster savings
  5. Efficient management today and for the future

 

About Matmut

The Matmut Group is a major player in the French insurance market. Founded on July 7, 1961, in Rouen, the group celebrated its 60th anniversary last year. Matmut offers everyone—individuals, professionals, businesses, and associations—a comprehensive range of personal and property insurance products (car, motorcycle, boat, home, liability, family protection, health, legal protection, and assistance) and financial and savings services (car loans, project loans, borrower insurance, savings accounts, life insurance, etc.).

61

years old

€2.404

billion in revenue

6.300

employees and staff

500

agencies

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